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Amy Valdivia
Business Name:
American Financial Network
Business Description:
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States. Our success and expansion is built on core values including streamlined and efficient operations that optimize organizational output as well as an approach to customer service founded on exceeding expectations.
How Business Creates Value:
Most home buyers need assistance with financing. My Team Referral Network Realtor partners find the home and I find the money to buy the home! My business creates value because I am the funding source for home buyers and existing home owners who want to refinance. My power partners include Realtors, financial planners, accountants and human resource benefits managers.
How Member Creates Value:
With over 28 years of experience, I am happy to help borrowers finance the "American Dream." From buying their first home with down payment assistance to refinancing, I work with borrowers throughout the years. My experience in management, loan operations and personal client relationships allows me to advise and guide clients through the loan process resulting in a well educated home loan experience. When referring clients to me, rest assured you are sending them to someone with demonstrated knowledge in various Conventional, FHA and VA loan types. I can assist clients in California, Nevada and Arizona. My expertise is in the various government bond and down payment assistance programs.


I referred a client of mine to Ms. Valdivia. Despite being in quite a precarious position financially with his house, she was able to assist him with a refinance. It is easy to get a loan when you don't need a loan. It is much harder to get a loan when you really need it. Ms. Valdivia stuck through the process and stayed in contact with the client. His transaction closed in late December 2018 and he was able to keep his home. Ms. Valdivia has proven to me that she has the experience and resources necessary to get people the loans they need. I highly recommend her for any of your borrowing needs. -Bankruptcy Attorney


  • Conventional, FHA, VA, Jumbo Home Loans
  • 203k Rehabilitation Home Loan
  • NLP Certified Practitioner
  • Certified Divorce Lending Professional


  • Senior Loan Officer, NMLS Licensed in CA, NV, AZ
  • Direct Endorsement Underwriter, FHA


  • Toastmasters International
  • Rotary International
  • Upland Chamber of Commerce
  • San Antonio Hospital Foundation