Point Loma Advisors

Point Loma Advisors is a financial planning firm that collaborates with you to understand your financial circumstances and values, and prepare a comprehensive financial plan with recommendations. Point Loma Advisors also provides investment management and advice to financial planning customers.

Financial planning is an optimization exercise that includes savings, investments, retirement plans, employee benefits, taxes and insurance. Point Loma Advisors implements investment strategies with passively managed ETF's and mutual funds with low expense ratios. Point Loma Advisors is a fee-only Registered Investment Advisor required by law to put clients interests first. All fees are paid directly by clients and the firm receives no compensation for recommending particular products.

Brad spent the first part of his career as an engineer. To achieve financial independence, he thought like an engineer and researched how investing and financial planning works. He found that quite a bit of what's accepted as 'common knowledge' was really incorrect or misleading memes espoused by a wide variety of self-interested parties. After searching diligently, he identified multiple sources of independent evidence-based research on how to plan and invest. Now retired from engineering, he enjoys helping other engineers and other professionals who are capable of filtering out noise to understanding the lessons from independent research. Point Loma Advisors is a fee-only, fiduciary investment advisor required by law to put clients' interests first. ​Brad is a CERTIFIED FINANCIAL PLANNER ™ professional and has a B.S. in Mechanical Engineering, a M.S. in Electrical Engineering and has worked in the government, military and private sector. He served in the military as submariner and retired as a Captain in the Navy Reserve.