Discovery Financial Consultants - DFC Reef

I am a Certified Financial Planner with more than 26 years experience in the financial services industry. My career began at Liberty Life, where I spent a decade building a strong foundation in client-focused financial advice. For the past 16+ years, I have been proudly associated with Discovery, helping individuals and businesses make confident, informed financial decisions. I provide comprehensive financial planning solutions, including: • Risk Cover: Life, disability, severe illness, income protection, and global education benefits • Investments: Local and offshore investment strategies tailored to long-term goals • Short-Term Insurance: Personal lines cover for buildings, vehicles, household contents, and portable possessions • Medical Aid & Wellness: Discovery Health and Vitality • Banking: Assistance with opening and managing Discovery Bank accounts, assistance with Discovery home loans and personal loans • Corporate Solutions: Group risk schemes, provident funds, and business assurance (contingent liability, key person, and partnership cover) • Gap Cover: Discovery Gap Cover for enhanced medical protection • Holistic Planning: Retirement planning, risk planning, wealth creation, and estate planning My philosophy is simple: every client deserves to be treated like family. I am committed to offering honest, personalised advice and always acting in my clients’ best interests. What truly sets me apart is the level of service I provide — consistent, attentive, and deeply rooted in long-term relationships.

Discovery’s core purpose is to make people healthier and to enhance and protect their lives. Every product in our ecosystem is designed with this purpose at its centre, with the Vitality wellness programme forming the foundation on which all our solutions are built. This integrated approach allows us to offer benefits that are truly unique in the South African market. Innovative, Market‑Leading Benefits Supported by Discovery’s full range of integrated products, our clients enjoy access to exceptional, industry‑leading features, including: Severe Illness Benefit – Lifetime Plus 200% - Pays up to 200% of the sum assured per claim - Full cover reinstates 14 days after each claim, enabling multiple claims - Includes early cancer, cancer relapse, and acute multiple organ failure benefits Capital Disability – Lifetime 300% - Pays up to 300% of the sum assured - Provides additional pay outs when advanced medical technology is required, such as artificial limbs, heart devices, e‑sight, e‑hearing, and other assistive technologies Integrated Life Cover Clients with Discovery Health, Vitality and/or Discovery Bank can benefit from: - Upfront premium discounts - Paybacks of up to 90% on their total risk premium through integration - Exclusive Investment Offering via our Discovery Retirement optimizer where clients qualify for additional benefits, just by having a qualifying risk policy - Discovery offers the only recurring dollar endowment in South Africa, giving clients a unique opportunity to invest consistently in a hard currency A Holistic, Integrated Approach Discovery’s model rewards healthy behaviour, reduces long‑term risk, and enhances financial protection. By integrating health, insurance, banking, and wellness, we deliver unmatched value and long‑term benefits that support clients throughout every stage of life.

I have been actively involved in professional networking for more than 24 years, during which I’ve built strong relationships and gained extensive insight into what makes networking both natural and effective. I enjoy sharing this experience with fellow members and helping them develop the skills and confidence to become authentic, successful networkers. Over the years, I’ve built a substantial client base and a wide social circle, which provides a strong foundation for generating quality referrals for my fellow members. I am committed to contributing meaningfully to the group and supporting others in growing their businesses through trusted connections.