Discovery Financial Consultants - DFC Reef

I am a Certified Financial Planner. I have been a broker for over 26 years, I worked at Liberty life for 10 years and I have been at Discovery for over 16 years. I assist individuals and businesses with their financial planning needs. I can help with risk cover (life/disability/severe illness/income protection/global educator), local and offshore investments, personal lines short term insurance for building/motor/content/portable possessions, Discovery health and vitality, opening of Discovery bank accounts, group risk schemes and provident funds for companies, business insurance needs for example contingent liability, key man and partnership insurance and Discovery gap cover. I can assist with retirement planning, risk planning, wealth planning and estate planning. I believe in treating each client like they are family, and I always give my clients best advice and always keeping their best interests at heart. I believe the one thing setting me apart from other brokers is my service.

Discovery's core purpose is to make people healthier and to enhance and protect their lives. All our products are designed with this core purpose in mind. Our vitality wellness program is the foundation on which all our products are built. Backed by Discovery's full range of benefits, we offer unique benefits in comparison to the market. For example on our severe illness we offer Lifetime plus 200% - we pay out up to 200% of your sum assured per claim, it reinstates full cover 14 days after each claim, allowing multiple claims, and includes an early cancer, cancer relapse and acute multiple organ failure. On our capital disability, we offer lifetime 300 where you can get paid out up to 300% of your sum assured, should you require any medical technology device for example an artificial arm, leg, heart, e-sight, e-hearing etc. On our life policies, you can health and bank integrate if you have got Discovery health, vitality and/or Discovery bank, and qualify for an upfront discount on your premium and paybacks on your total risk premium of up to 90%. We offer the only recurring dollar endowment in south Africa.

I have been doing networking for around 24 years and met a lot of people, and I can share a lot of knowledge with my fellow members to help teach them how to become a natural networker. I have a big client base and a big social circle of friends, for potential referrals for my fellow members.