Teo Pfister

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My TEAM

Business Name:

Polaris Funding Group

Business Description:

Founded in 2007, the key to our success has been a combination of consistently offering the lowest possible rates and costs, above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

How Business Creates Value:

Teo and her team are dedicated to bring our clients a customized mortgage financing experience and to build a lifelong trust based relationship and service

How Member Creates Value:

Teo recognizes that purchasing or refinancing a home is an significant decision and the importance of being guided by someone you trust. Clients appreciate the way Teo and her team walk them through each stage of the loan process and keeps them updated on what happens with each step. With today’s competitive mortgage market, it is critical to partner with a mortgage loan officer who truly cares about you and communicates effectively to ensure you stay on track for your closing.

Certified Mortgage Advisor

Teo takes a holistic approach with each situation, discussing the now and long term vision, comparing different options that are beneficial. Depending on the individual financial situation, savings and assets available plus the number of years that the clients plan to live in the property or to retain it, Customized solutions will be provided. Also when deciding to wait, what will the cost of 1, 2,3 or more years look like for your future plans?

Certified Divorce Lending Professional

The divorce process, the separation of a family is a challenging and straining time not only emotionally, it is so financially. Experiencing this life changing event myself, I can let you know having the right guidance and professional advisors during this time can truly shape the quality of your future and the future of your family's life. As a Certified Lending Divorce Professional, I work with divorce attorneys, real estate agents, financial planners, mediators and other professionals to help divorce homeowners make more informed decisions regarding their home equity solutions and mortgage financing options during and after divorce.

Contact Information

Phone

(972) 734-5374

teo@mypolarisgroup.com

Website

mypolarisgroup.com/

facebook

facebook.com/TeoHomeLoans

linkedin.com/in/teopfister/

Skills

Credentials

NMLS #1502921
Certified Mortgage Advisor
Certified Lending Divorce Professional

Experience

5.0 Nicky M K ~ Teo worked with us from start to finish to make the process as straight forward as possible. She fought to make sure we got the best rates possible and helped accommodate the delays in construction by advocating for us every time closing was pushed~
5.0 Suzanne J U ~ You're can get any better than Teo! ~
5.0 Joseph B S ~ I'm very thankful for Teo Pfister. of VanDyk Mortgage I was really overwhelmed when she pulled my credit score. This was a crucial moment for me in strengthening my faith that purchasing a home was possible. And the rest of the process of getting a mortgage loan was really a piece of cake. Teo held my hand, led and stayed with me through the entire process. I highly recommend Teo Pfister and VanDyk Mortgage to anyone looking to obtain a mortgage loan. Blessings, Joseph S.~
5.0 Richard ~ Our partnership with VanDyk Mortgage was great! Teo went above beyond to ensure my wife and i felt comfortable and well informed when making decisions decisions. She was patient, kind and available whenever we needed her. As first time home buyers, we appreciated her support and guidance every step of the way!~
5.0 Israel O ~ One of the most responsive, personalized mortgage service you will ever get. I felt like the only client. I cannot praise you guys enough. Teo was always on top of things. Very professional, knowledgeable and patient answering questions by email, text, phone calls and several zoom meetings to explain everything and eliminate any doubts or anxiety related to funding the home purchase~
5.0 Carlos M R V ~ Teo is a great professional thanks to her great work my family and I managed to get our house, She looked for all possible alternatives to help us at all times, She was always giving us support, She was an angel for my family in this process of purchase, She is definitely a great professional with experience and a great work team 100% recommended~
5.0 Ekine S ~ So originally I knew home buying is a big deal. Starting from the search to putting in that offer and so so and so on. But when I met Teo, she took my worries as were has and we both sailed through to seeing myself living in our first home purchase. I will definitely recommend her to anyone and will definitely work with her again and again and again. Teo my family is more than grateful and thank you for being with us from start to finish. We thank you and we are happy.~
5.0 Janine L ~ Communication was prompt and thorough. I always felt like my questions were answered and that you were on my side throughout the whole process.~
4.83 Nicholas L ~ Teo was always available to answer questions along the way.~
5.0 Syed T J ~Very detail oriented, took the time to explain the whole process and communication was excellent . Highly recommended for all your mortgage loan needs !~
5.0 Robin B H ~Teo is a true subject matter expert in mortgage lending! Her expertise is supported by patiently educating, and guiding her clients through the process. The website portal was so user friendly and organized. Made the "old days" of the steps of mortgage financing seem obsolete!~
5.0 Pehlevan M ~ The whole way through the process everything was efficient and accurate with not much needed from you and service was great~
5.0 Linda C H ~ Teo was quick to respond with questions and helped me each step of the way. I really enjoyed working with her and will use her again if I need another mortgage!~
4.83 Alma M ~ Your work was organized. You, Mary Brandon and others working with you made a great team. I am greatly satisfied with the result of your job and I thank you all very much.~
5.0 Gloria M R ~The staff is very knowledgeable, responsive, and professional. Teo Pfister is such a kind person, really enjoyed working with her to secure my dream home. God Bless all of you.~
5.0 Berkly M B ~ Teo is amazing! She made my first time home buying experience stress free. She educated me through the whole process and was always available to answer my questions.~
5.0 Anthony K R ~ Great experience!~
5.0 Scot S ~ Things went smoothly and and the closing was successful. I was notified of any potential surprises beforehand which increased my trust in the people.~
5.0 Tony M ~ The whole process was easy and seamless. Our loan officer Teo Pfister went above and beyond to help us. I could tell that she genuinely cared and kept us updated throughout. By far this was the best experience working with a mortgage company and would definitely recommend Teo and VanDyk Mortgage.~
5.0 Stefani D ~ Teo went over and above to help guide the process to a smooth closing. She is very knowledgeable and a valuable asset to the organization and I appreciated her support and even temperament.~
5.0 Timothy L M ~ Teo was the most professional and pleasant person I have ever worked with in her roll. She truly cares about her clients and goes the extra mile to make our dream a reality.~
5.0 Michael S V ~ Teo Pfister always delivers top notch service. She is a great listener and looks for the best variety of mortgage products to present. Also the team backing her up was on top of every detail. It was a seamless experience from start to finish without any worries!~
5.0 MIRELA M ~ She helped us so much and always in a friendly manner, thank you~
5.0 TERI N ~ I have worked with Teo on several transactions before. In each one, she takes as much time as my buyers need to go over all the transaction detail and makes sure all of their questions and concerns are answered. She has a special way of reaching above expectations and providing excellent customer service.~
5.0 Kelly T ~ Teo went above and beyond to help us with the loan process. She was patient, kind and answered all of our questions and concerns. Just a great experience!!~
5.0 Eric L M ~ Teo Pfister was the most instrumental part of my entire home loan and home purchase process. She is an amazing person and the best loan officer I have ever worked with. She was very kind and patient and helped me answer all of my early questions, and others that came up later. We had one-on-one meetings so that I understood all of my options, and all of the little details surrounding them. I would recommend her to anyone needing a home loan or to help answer any loan-related questions.~
5.0 Catalin C C ~ I am very thankful for Teo’s professional, responsive and honest assistance with the whole mortgage process from beginning to end. She made herself available to me via any method of my choice - email, business phone or cell phone, which I appreciated and took advantage of. I am grateful for all of Teo's work she devoted to my family's purchase of this home.~
5.0 ANCA L O ~ Great experience . Easy to work with . Always answering to all of my client’s questions . Very knowledgeable. I like that she is present .~
5.0 AMY J ~ Teo is one of the best lenders that I know, and there are other lenders. I TRUST HER. Teo and her team work SO hard to get all their loans closed on time. Teo will do whatever it takes to keep her customer informed of all the steps of their loan. I know when Teo becomes my client's lender, that THEY ARE IN TRUSTED HANDS as Teo walks side by side with them. Teo is at EVERY CLOSING, always making herself available all the way down to the last signature from the closing table.~
5.0 CRYSTAL L ~ It was such a pleasure working with Teo. She provided an outstanding experience for the buyers and made sure everyone was always updated throughout the entire process. Everything went so smoothly, I would highly recommend her!~
5.0 Krista O ~ Teo and her team were professional and wonderful to do business with. They were very proactive and understood exactly what I needed as a client. Teo went above and beyond.~
5.0 Cosmin C ~ Having some not so great experiences in the past, working with Teo really showed me how a professional works with the clients. The whole process was fast, transparent and everything that was discussed was delivered. I will certainly recommend Teo to friends and family for their mortgage needs.~
5.0 Zuser201408130641349 ~ You will likely never find a better loan officer like Teo. She made me feel like i was her only client. I lacked for nothing all through the process as she was very professional, proactive and very patient to explain everything and answer every question and address any concerns. She understands how stressful and overwhelming the home buying process could be and she was there every step of the way making it all so easy. She would call , text and email you back promptly so you NEVER have to chase her around or send repeated messages .She would have several zoom calls with you showing and breaking down every option so you make the best informed decision. Thank you Teo!~
5.0 Folasade M A ~ Teo was very helpful~
5.0 Luke Y ~ This was my first time working with Teo and we had a very difficult transaction to work through. Through all the ups and downs, Teo kept calm and collected through the whole ordeal and it all worked out in the end. I couldn't have done it without her! Looking forward to our next transaction together!~
5.0 RUTH W ~ Teo knew what to do and which order to do the refinance. She was very transparent and dumbed the vocabulary down to laymen’s terms. She also understood my urgency.~
5.0 Adriana F S ~ Teo Pfister with VanDyk Mortgage has been absolutely phenomenal during the whole refinance process and everyone on her team pulled through so they can make it happen for us in due time. We are enjoying now great savings with the new terms on our loan. Thank you!~
5.0 Ovidiu S ~ Teo was very professional.~
5.0 Allan F~ Teo was quick, efficient, and beat everyone else hands down!~
5.0 Edward C P ~ Teo's team was on top of our Refi the entire time. Any questions were answered timely. Documents reviewed quickly to make sure we got to the finish line as quick as we could. Awesome job!!~
5.0 Zain B ~ It was an absolute pleasure to work with Teo. We were first time home buyers so obviously had a lot of questions. Teo was always extremely supportive and patient throughout the entire process. I would highly recommend her to anyone who is looking to buy a new home. She will be there every step of the way and take good care of you and your family!~
5.0 L&SH ~ We chose Teo over other loan officers because she is so knowledgeable about the process, the mortgage products and many other house finance related subjects. Teo is patient and understanding especially when things get stressful. She is also a fighter ... she will work for you and call and track down people when needed. Ours wasn't the easiest transaction, but Teo worked tirelessly to make sure we got into our home.~
5.0 Carina H ~ Our experience was GREAT! We were treated with such professionalism throughout the whole process. Everyone was on top of things without missing a beat. If we ever had any questions, they were always ready to answer. Quite simply, they made the process so easy and efficient that I would recommend them to everyone I know.~
5.0 Stephanie A V ~ Everyone, especially Teo, was very patient throughout my questions and answered them thoroughly to ensure I felt comfortable and well informed throughout the entire process.~
5.0 Carl T ~ She has taken care of both my family and clients. High quality of work ethic and communication!~
5.0 Elda R F ~ Great team to work with, the whole process was very smooth and Teo Pfister is great at her job really enjoyed working with her and the rest of the team as well.~
5.0 Sykari A T ~ Teo is amazing!! She worked late hours and even weekends for us. We had a particularly unusual financing process as our appraisal had some unforeseen issues. Teo worked to ensure that we were kept abreast of any and all changes and she never hesitated to involve her senior leadership as requested/needed. I could text Teo at 7pm on a Saturday and she would answer my question(s) within an hour! I still don’t understand how she manages so many clients sooo well, but she does. She’s top notch!~
5.0 Meeae A D ~ The personal service and support we got from Ms Pfister was such a stress relief. She was available at all hours and always trying to ensure we felt comfortable with the process and understood everything. We also appreciated her being very forthcomming and transparent with all costs and what to expect. We had an issue changing our circumstances, but Ms Pfister worked really hard to ensure there was minimal impact to us. Highly recommend.~
5.0 Kyle E C ~ Teo was very helpful and quick to respond to my questions. The closing was very smooth and clean.~
5.0 Tracy D ~ Teo is very engaged and helpful in the process. She is professional and a great person to work with.~
5.0 Amanda R ~ Teo was great to work with! She provided multiple options and worked with me to get the right fit for my budget and my financial goals. Teo is so kind and personable along with professional to a T. I loved working with her and highly recommend her to all my friends and family.~
5.0 Jan G ~ From the moment I contacted Teo to help me in the purchase of my home, she was whole heartedly zealous to help me get the house of my dreams. I was downsizing but still had a "must" list. Each time I contacted Teo for an update, she responded within 24 hours and sometimes within minutes.~
5.0 Stephanie ~ Teo was the best person to work with as I walked through my first home purchase. She was always available to answer my questions (sometimes more than once) and patient as we walked through each step of the process. For the loan I was using, Teo was able to find opportunities to save some money on my monthly mortgage. I would highly recommend Teo to anyone looking for a house. Thank you for everything!~
5.0 Jamie B ~ Teo is the reason I now own my home. For someone with PTSD and major anxiety disorder, the process of purchasing a home is beyond stressful. If it were not for Teo, her unending support, anytime day or night I could call or text and she was there, making everything as simple as she possibly could, I would not have made it through this process. She is and was already my friend, but I know that is how she treats everyone, because that is who she is. She over turns every rock and finds every benefit for you, I walked away from the purchase with a check, got everything I wanted and still spent less than I thought I would be. I am 51 and this is my first home purchase, because I never thought I could have my own home, and with Teo, because of Teo, I was able to make this dream come true!! Not to mention the property I purchased is in another state, (NC), so she did all of this long distance too!~
5.0 Damon N ~ Teo was on top of the loan process from the beginning, helped me understand the process, updated me and kept me informed during the whole thing and even found additional benefits that I didn’t know existed! I would recommend her to any and everyone!~
5.0 Ricardo ~ Teo was very professional and attended my needs promptly. She proved herself to be resourceful and provided me with answers whenever I needed them. We even had to jump a hurdle right before closing and she took care of it like a champ.~
5.0 Pierce F ~ Teo was so awesome to work with to get our first home. As a young couple we weren’t sure we’d be able to swing it but she went the extra mile for us!!~
5.0 Olemsuify ~ Teo as my lender is an awesome lady,always cheerful,and diligent in her duty as a lender,she knows her job at any point of time.It was a wonderfol experience working with her .she is a credit.~

Languages

Romanian / English