Financial Advisor/Wealth Manager - Sagient

Sagient is a full-service financial advisory practice based in Southern California.. We work with professionals, business owners, and individuals at every stage of wealth building, covering retirement planning, investment management, tax efficiency, risk management, and estate coordination. What makes this practice different is the behavioral layer. A financial plan only works if it gets executed, and for a lot of people, execution is exactly where things fall apart. Not because they lack intelligence or income. Because specific patterns get in the way. We address both the technical side of financial planning and the behavioral side simultaneously, so clients actually follow through on what they build.

Most people who come to us already know what they should be doing. Save consistently. Invest for the long term. Plan for retirement. They have heard it all. The gap is not knowledge. It is the space between intention and action, and that space costs people real money over time. We close that gap by identifying the specific patterns driving financial avoidance, self-sabotage, or stalled execution, and building financial strategies designed around how clients actually think and behave, not how a perfect saver theoretically would. For business owners and variable income professionals, that means systems built around irregular cash flow and real-world complexity. For clients in transition, it means holding the emotional and financial weight of a major life change at the same time. The result is planning that gets implemented. Not a binder that sits on a shelf.

I'm Ariel Bowie, and I'm the advisor people call when their clients know better but cannot seem to do better. I came to financial advising through real estate, which means variable income is not a concept I learned in a textbook. I lived the feast-and-famine cycle for years and built financial systems around it out of necessity. That experience is the foundation of how I work with business owners, agents, contractors, and commissioned professionals whose financial lives do not fit a standard template. I hold Series 6, 63, 65, and 7 licenses and operate out of Long Beach, CA. I also co-lead the Los Angeles chapter of Women in Real Estate and serve as Director of Academic Engagement for InvestEd, a nonprofit teaching financial literacy to elementary school students in Long Beach Unified School District. I am embedded in this community, not just passing through it. I work with clients across the full range of financial planning needs. If someone in your network is ready to get serious about retirement, wants a financial strategy that fits a growing business, is navigating a divorce or a major life transition, or simply needs an advisor who will show up and do the actual work with them, send them my way. The referrals that are most distinctly mine are the ones where the client is clearly capable but financially stuck. They earn well. They are competent. Their financial life just does not reflect that yet. That is not a willpower problem. It is a behavioral pattern, and it is exactly what I specialize in. Every type of financial planning client is welcome here. The stuck ones are where I do my best work.