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Ashton Altman
Business Name:
Altman Insurance Agency - Farmers Insurance
Business Description:
Altman Insurance Agency helps individuals, families, and business owners protect what they have built through thoughtful, well-structured insurance solutions. We focus on property, auto, and business insurance, working closely with our clients to ensure their coverage actually fits their real-world needs. Our approach goes beyond quoting policies. We act as a long-term advisor, helping clients understand their coverage, identify gaps, and make informed decisions with confidence. Whether working with first-time buyers or established business owners, we bring clarity, professionalism, and consistency to every relationship. We pride ourselves on concierge-level service, strong communication, and doing the right thing for our clients. Our goal is simple: to provide dependable protection, delivered with integrity, and backed by a trusted insurance carrier.
How Business Creates Value:
At Altman Insurance Agency, we create value by helping clients properly structure their insurance so they are protected before a problem happens, not scrambling after one. We protect assets, reduce exposure, and prevent costly coverage gaps that can derail families and businesses. Through detailed policy reviews and proactive risk assessments, we help clients avoid underinsurance, outdated limits, and misunderstood exclusions. That clarity alone often saves thousands of dollars in potential losses. For homeowners and drivers, we provide protection that matches real-world risks. For business owners, we help safeguard operations, employees, and long-term growth. Our process emphasizes: Coverage education, so clients understand what they have Risk identification, so surprises are minimized Policy alignment, so protection evolves as life or business changes Concierge-level service, so clients have an advocate when it matters most By combining strong carrier backing with personalized guidance, we help clients move forward confidently, knowing their protection strategy is built intentionally, not accidentally. We do not just sell policies. We build protection strategies that last.
How Member Creates Value:
As a member of this organization, my goal is to build a strong network of professionals I know, like, and trust. My clients have a wide range of needs beyond insurance, and when something falls outside my expertise, I want a reliable group of experts I can confidently refer them to, knowing they will be taken care of with the same level of professionalism and care.

About Me

My name is Ashton Altman, and I am a third-generation insurance professional based in Los Angeles. Insurance has been part of my family’s story for over 50 years. My grandfather began serving families here decades ago, my parents continued that work, and I am proud to carry it forward. Growing up around the industry gave me an early understanding of what insurance truly represents. It is not just policies and premiums. It is stability when something unexpected happens. It is protection for what people have worked hard to build. It is peace of mind. As I stepped into the business myself, I quickly realized that many people are underinsured, confused about their coverage, or making decisions based only on price. That never sat right with me. My mission became simple: help people understand what they have, why they have it, and how it protects their future. Today, I work with individuals, families, and business owners to structure property, auto, and business insurance in a way that actually aligns with their real risks. I take pride in being accessible, proactive, and detail-oriented. When clients call, they get answers. When there is a claim, they get an advocate. For me, this is not about transactions. It is about long-term relationships and doing right by the people who trust me with their protection. The mission continues.

How I Help & When to Call Me

I help clients avoid costly insurance mistakes and make confident protection decisions before a problem ever happens. Common Mistakes I Help Prevent: Choosing coverage based only on price Assuming “full coverage” means fully protected Carrying outdated limits that no longer match assets Overlooking umbrella protection Failing to update policies after major life or business changes When Should You Call Me? Buying or refinancing a home Purchasing a vehicle Starting or expanding a business Renovating property Experiencing a significant rate increase Needing a second opinion on current coverage What Makes Me Different: Third-generation insurance professional Education-first approach Proactive policy reviews Concierge-level service Strong carrier backing with personalized guidance My goal is simple: protect what you’ve worked hard to build and make sure there are no surprises when it matters most.

Skills

  • Strategic Risk Evaluation
  • Asset Protection Planning
  • Exposure & Liability Analysis
  • Business Risk Strategy
  • Advisory & Client Education
  • Contract & Coverage Interpretation
  • Long-Term Relationship Development
  • Professional Network Collaboration

Credentials

  • TEAM Member since 2026
  • Property and Casualty (P&C) license

Interests

  • Cars
  • Fitness
  • Business & Finance
  • Networking

Languages

  • English