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Michael G Smith
Business Name:
Farmers Insurance DeLuz Agency
Business Description:
I work for the Monica DeLuz Farmers Agency located at 11650 Iberia Pl Ste 101 San Diego CA 92128 in Rancho Bernardo.
How Business Creates Value:
We take a consultative approach to determining your insurance needs and matching you with Farmers and when needed outside of Farmers policies and products that can mitigate your risk from various hazards, We sell and service policies all over California with a focus on Rancho Bernardo, Poway and San Diego County.
How Member Creates Value:
I work to help educate my clients about the ongoing challenges of the California insurance markets and help them find solutions for their insurance needs..
Outside Farmers Companies
https://www.hagerty.com/Apps/Resources/AgentLocator/Agency/712822/Monica_Deluz
Kraft Lake is an insurance brokerage dedicated to supporting Farmers® agents. We offer solutions for a wide range of commercial & personal lines risks. Kraft Lake Insurance Agency is a subsidiary of Foremost Corporation of America.
Hiscox specializes in small business and professional liability.
I can help provide specialty insurance for motor homes, motorcycle, boats, rental homes, vacant homes and jet skis through Foremost Insurance and subsidiary of Farmers.
I can help with Earthquake insurance from the California Earthquake Authority and private earthquake insurers such as Arrowhead/Palomar.
Flood insurance is available from the National Flood Insurance Program and from private insurers such as AON.
Contact Information
Phone
(858)487-9200 ext 103
Website
Skills
- Personal and Commercial Line Insurance
- Auto Rating Sales and Underwriting
- Home Rating Sales and Underwriting
- Recreation Vehicle Rating Sales and Underwriting
- California Earthquake Authority Rating Sales and Underwriting
- Flood Insurance Rating Sales and Underwriting
- Rating coverage with Kraft Lake exclusive broker for Farmers
- Placing coverage with JE Brown outside of Farmers broker
- Rating coverage with Hagerty collectors auto
- Rating and Underwriting homes for California Fair plan
- Filling out Due Diligence SL2 to place homes with surplus lines insurance carriers
Credentials
- TEAM member since 2022
- California Insurance Agent License 0691313
Experience
- I have been in the insurance industry since 1985
Languages
- English