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Karen Buelterman
Business Name:
Arbor Financial Group
Business Description:
I have been in the mortgage industry since 2001 and I act as a financial bridge that helps families achieve stability and security through home ownership. I do that through an educational approach that guides people through the home loan process and empowers them to confidently choose the mortgage program that is best for them. ~Conventional, FHA, VA, USDA, and Jumbo financing ~'Out of the box' financing for those with less than perfect credit, self-employed, credit events, has many properties, or has little cash ~First time home buyer products that offer funds for down payment and/or closing costs ~From technologically advanced communication and services to one-on-one personalized service I AM THE BRIDGE TO YOUR FRONT DOOR!
How Business Creates Value:
Owning your home creates wealth. I am here to help my clients the best I can to make this dream come true. . Whether a client has great resources or not, I can help! There are many down payment assistance programs available and there are many programs to help with various financial strategies. All these program guidelines change often, so please call me for details!
How Member Creates Value:
I have travelled to 37 countries so my experience with working with various cultures helps with communicating with my customers. I have been in mortgage lending for over 23 years and I work with my clients one on one- I don't hand off clients to my associates and work on the loan from beginning to end.

Did You Know..?

Working with a seasoned loan professional is paramount as there are so many programs available, Matching the program to the client takes skill and experience! Also there are so many pitfalls that can occur - the experience from your loan officer will help you avoid them and move the process along smoothly. It's not hard to get a mortgage if you work with your mortgage team and get what is needed timely.


  • NMLS# 633007 DRE# 01365309


  • Travel, doing or watching sports, animals, reading, gardening, cooking


  • I've been doing home loans for over 23 years