1. Traditional Home Equity Conversion Mortgage (HECM), for homeowners 62 years and older - commonly known as a Reverse Mortgage. The maximum Reverse Mortgage limit you can borrow against is $1,089,300. 2. Proprietary Mortgage (jumbo Reverse Mortgage), for individuals 55 years and older, home values up to $25,000,000 and loans up to $5,000,000. Same conditions as the traditional HECM with no origination fee or mortgage insurance premium (MIB).

-Defer Social Security to age 70, for an average increase of benefit of 30% -Reverse Mortgage disbursements are tax free, use tax free income first taxable last -Reverse Mortgage can provide monthly disbursements to supplement retirement income -Avoid tax consequences of selling off other assets -Slow the burn rate of investments by eliminating mortgage payments with a Reverse Mortgage -Create an Irrevocable line of Credit as a hedge in these uncertain times -Allow investments time to rest and grow -Consider a Reverse for Purchase to buy your retirement dream home -Remodel home to stay at home -Pay off credit card debt and avoid building new debt