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Sean Harrison
Business Name:
Retirement In Reverse
Business Description:
I educate the public and financial professionals on the options and benefits a reverse mortgage can provide for retirement.
How Business Creates Value:
Retirement in Reverse works with financial advisors to navigate the process and ensure that everything goes smoothly for their clients.
Working with a trusted advisor is essential when considering a Reverse Mortgage, together we can help clients understand the process and make sure that it is the right decision for them.
How Member Creates Value:
I help clients by offering personalized superior service and personal contact to build trust and confidence.. .
Clients are treated with the dignity and attention they deserve. I will explain all options and forms, and communicate and keep them up to date at all times; I commit the time necessary to achieve the best possible results.
Two Reverse Mortgage Options
1. Traditional Home Equity Conversion Mortgage (HECM), for homeowners 62 years and older - commonly known as a Reverse Mortgage. The maximum Reverse Mortgage limit you can borrow against is just over $1.2M.
2. Proprietary Mortgage (Jumbo Reverse Mortgage), for individuals 55 years and older, and loans up to $4M. Similiar conditions as the traditional HECM with no origination fee or mortgage insurance premium (MIB).
How we can help Financial Advisors
-Defer Social Security to age 70, for an average increase of benefit of 30%
-Reverse Mortgage disbursements are tax free, use tax free income first taxable last
-Reverse Mortgage can provide monthly disbursements to supplement retirement income
-Avoid tax consequences of selling off other assets
-Slow the burn rate of investments by eliminating mortgage payments with a Reverse Mortgage
-Create an Irrevocable line of Credit as a hedge in these uncertain times
-Allow investments time to rest and grow
-Consider a Reverse for Purchase to buy your retirement dream home
-Remodel home to stay at home
-Pay off credit card debt and avoid building new debt
Contact Information
Phone
619-787-4290
facebook
LinkedIn
Instagram
Skills
- communication
- follow through
Credentials
- Member since 2023
- NMLS #1275351
- DRE #02205522
- Master of Business for Veterans, USC
- BS Financial Management, National University
Interests
- Football (USC, Raiders)
- Motorcycles
- Games (back yard and board)
- Camping
- Traveling