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Natalie Fiorella
Business Name:
Goosehead Insurnace
Business Description:
At Goosehead Insurance, I help individuals, families, and businesses protect what matters most: their homes, their cars, their rental properties, their businesses and everything they've worked hard to build. As an independent agency, we shop multiple carriers to find the right coverage at the right price. With so many carriers pulling back in California, I specialize in hard -to-place homes, including Fair Plan and Difference in Conditions (DIC) coverage. I also cover builder's risk for new construction and ADUs, and commercial insurance for small businesses. Home, condo, renters, auto, umbrella, landlord, builder's risk, and commercial: no matter the situation, I'm here to help.
How Business Creates Value:
As an independent agency, we're not tied to one company, so we find the right fit for each client instead of fitting clients into one company's box. I never jeopardize coverage just to lower a price, but I always keep premium in mind. My goal is the right protection at a cost that makes sense. When a carrier non-renews a home, rates jump, or a new project needs coverage, we can re-shop the market and find options when others say no.
How Member Creates Value:
As a member of TEAM, my goal is to build a circle of professionals I can trust and proudly refer to. We each serve one piece of the puzzle. Together we protect the whole picture. When clients are buying a home, getting a non-renewal notice, adding a rental property, building an ADU, starting a business, or just curious to see what else is out there, I'll take care of them in the manner that you would expect, and I'll always send them back to you for what you do best.

About Natalie

My name is Natalie Fiorella, and I've been a licensed insurance professional since 2008. I'm a Southern California native with French and Italian roots. My last name means "little flower." I started my career in insurance, then spent 11 years in retirement plan administration. That world taught me that planning ahead is everything, and that there are a lot of moving parts behind every plan. One missed detail can change the outcome; Insurance works the same way. The right coverage today protects everything you're working toward tomorrow, and it's the small details that make the difference when it matters most. What brought me back to insurance is simple: I love helping people. Most people don't love dealing with insurance. It feels like a bother, just another bill they know they need. No one has ever sat down and explained what their coverages mean or why they have them. I want to change that by making insurance something people understand, not just something they pay for. Insurance buys you peace of mind, and when the day comes that you need it, you want to know the right coverage is in place. I love becoming part of my clients' families, guiding them through life's changes, like buying their first home, adding a teen driver, building an ADU, or starting a business. Protecting them along the way is what brings me joy. In 2026, after talking it through with my husband and daughter, I decided to go independent. This is my second chance, and I get to do it my way: taking my time with every client, because no two situations are the same. I don't believe insurance is a transaction. It's a lifelong partnership. I planted my flag at Goosehead Insurance, guided by one simple philosophy: mission before commission.

Why I Chose This Work…

I've always been the one who thinks, "But what if?" What if there's a fire? What if the car gets totaled? What if a tenant slips on the stairs? For years, people told me I worried too much. Then I realized it's my superpower. It's the reason I catch the gaps other agents miss and ask the questions no one else thinks to ask. I worry about the worst case, so you don't have to.

Contact Information

Phone
818-698-3354

Skills

  • FAIR Plan & DIC, Homeowners, Auto, Umbrella, Landlord/Rental Property, Builder's Risk, ADU & New Construction, Commercial Insurance, Problem Solving, Risk Assessment, Client Education, Relationship Building

Credentials

  • TEAM Member since 2026
  • CA Insurance License #0G05598, Property & Casualty

Interests

  • Family, traveling, French and Italian cooking, puzzles, audiobooks, movies, walks with my Bichon

Experience

  • Licensed Insurance Professional (2008–present); Retirement Plan Administration (11 years); Goosehead Insurance (2026–present)

Languages

  • English