• Education Money 101 ~ How Money Works...For YOU Wine, Women & Wealth Money, Mommy & Me (&Daddy Too!) • Safe Money Strategies • Private Pensions • Tax-Free Retirement • Tax-Free College Savings • Upside of the Market without any Downside • IRA – Traditional • SEP IRA • Roth IRA • 401 (k) Rescue • TSP Rollover • Living Benefits ~ Cash reserve in case you suffer a major illness • Buy Sell Agreement • Key Person Life Insurance w/ Living Benefits • Business Continuation • Executive Bonus Plan • Deferred Compensation Plan • Cash Reserve • Long Term Care • Family & Asset Protection • Estate Preservation • Distribution & Legacy Planning • Tax Reduction Strategies • Infinite Banking / Be Your Own Bank

I wholeheartedly recommend Nicole’s Wine Women & Wealth event to all women, whether you’re just starting your financial journey or looking to deepen your understanding. My company, Raise Your Media, had the privilege of sponsoring the last event, and we couldn’t think of a better place to spread our brand awareness. Nicole crafts an environment that’s nurturing, empowering, and welcoming to all. There’s something incredibly powerful about taking steps, big or small, toward understanding our finances. Thank you for making this possible, Nicole! :) ~ Dominika ⭐⭐⭐⭐⭐ "Nicole is genuine and engaging, and truly cares for her clients and her professional contacts. She is a connector of people and has a passion for educating others about financial security and holistic money matters through her "extracurricular" classes, which have a fun format and support structure. Thumbs up!" -- Leslie Mittanck, Collaborative Leadership ⭐⭐⭐⭐⭐ I enjoy being a sponsor of Nicole's Wine Women & Wealth program. I believe women need to know how to make, keep an invest money and Nicole's program teaches them how. ~ Jacki Grace ⭐⭐⭐⭐⭐ The great thing about Nicole and her business is that she is truly building community and she finds such joy in that. It's sincere and it's full of integrity. The women who gather in her Wine, Women & Wealth evenings are all uplifted, supported and educated about their relationship to money (and their autonomy). That's why I love sponsoring these meetings once in a while. I believe in what she's doing and love meeting the people that she brings together! Yay Nicole, never stop. ~Darina Neyret ⭐⭐⭐⭐⭐ Nicole is an amazing listener and is so knowledgeable! She has been kind and patient with all my various questions and does not make me feel ridiculous for asking so many . I highly recommend Nicole! ~ Judy Musa ⭐⭐⭐⭐⭐ Nicole is a passionate supporter of women's financial empowerment, sharing valuable insights on managing and safeguarding their money. From my personal experience attending her Wine, Women, & Wealth events, I can confidently say that the information shared is top-notch. I highly endorse speaking with Nicole about your financial requirements, as her wide range of options can cater to various needs. ~ Mary Fisher ⭐⭐⭐⭐⭐ Nicole adds another layer of knowledge for her clients in the crowded field of financial services. Her outreach to women is especially noteworthy. I've seen her in action and I highly recommend. ~ S. Dole ⭐⭐⭐⭐⭐ I am so grateful for 5 Rings financial. My wife and I bought a small Living Benefits policy, it was only $100k but it turned out to be one of the best decisions we made. One month after we closed escrow on our home I was diagnosed with cancer. We had just sunk most of our money into buying the home, there wasn't much left in the bank account. The Living Benefits policy allowed us to take out up to 1/3 of the value of the policy, which we did. It wasn't a huge amount of money, but it was enough for my wife to stop working and take care of me for the following 8 months throughout my cancer treatments. It saved our house. I am currently in remission and we didn't lose the house. Buying that policy was the smartest thing we could have done. ~ J. Johnson ⭐⭐⭐⭐⭐ "Thank you, Nicole for guiding me to a safe and secure financial plan that will help me reach my financial goals in the next 10 years. Your knowledge and expertise is truly amazing. I will absolutely recommend you to my friends and clients. ~ K. Merg Realtor ⭐⭐⭐⭐⭐ "I met Nicole through a mutual business associate and we got to offer a joint workshop for new homebuyers. After the workshop, I asked her to help me with my own finances. Nicole helped me create a budget and start a retirement savings plan. She was amazing at clearly presenting my options...I feltlike I was being gently guided in the right direction. ~ Michelle K, Realtor ⭐⭐⭐⭐⭐ SEE See 'About Nicole, Best Client and Referral Relationships' link that also includes Workshops offered in the Groups column to the right! .