Business Name: Real Estate & Lending Solutions Inc. Business Description: Our company specializes in providing Real Estate and Lending Solutions to families and individuals that would like to purchase a 1 to 4 unit property. (Single Family Home, Duplex, Triplex or 4-plex). Whether it is a First Time Home Buyer, a Home Owner looking for a Vacation home or an Investor expanding their Real Estate Portfolio we consult our client's on the best course of action so they not only Purchase the property but also Retain their homes for years to come. How Business Creates Value: We believe that to best serve our clients we must get to know them, understand them and educate them. Buying a property is a big decision and not to be made lightly, thus we look at each scenario from a Financial Advising perspective. This creates trust, comfort and helps eliminate much of the uncertainty. How Member Creates Value: As a member of TEAM my goal is to build relationships that I can trust. My clients are the lifeline of my business; and above Commission I believe we all have a Mission. Do the right thing, be of your word and accountability. My TEAM can count on that from me. ABOUT Ernesto I was born in Rota, Spain. Being a Military Brat, I have traveled extensively which has helped me be the type of person that loves diversity. In 1998 I completed my Associates Degree in Business Management and decided to move to Los Angeles. I studied International Business and Marketing at CSUN and worked for several companies doing Marketing such as Disney Consumer Products and Universal Music Group. In 2005, I made the move to Banking where I got my Series 6 and 63/Life and Health Licenses. My final years in banking were spent in the Private Banking space helping High Net Worth clients manage their finances. 2014 - I started my business as a Mortgage Lender and haven't looked back since. The world is not easy but I'm here to extend a helping hand to families that would like some help to navigate through the challenges. Why I chose this work.... While working at the bank I met with many people on a daily basis from varying financial backgrounds and heard their stories. The common theme was a lack of Financial Awareness and Education. My goal is to help my client's buy their homes with as much education as possible with the most appropriate program.