Family Heritage

Supplemental Coverage pays cash directly to individuals to use in any way needed. Cash can bring helpful to cover copay, deductible, housing expenses, travel cost, food, child care or anything the family or individuals need the money for. It includes 100% return of premium so you get back every dollar minus any claims paid out so there is absolutely no risk. All funds paid in claims are tax free dollars. Rates never increase for policy holders and individuals will never be dropped regardless of age or location. I protect families all over the nation.

It allows families, business owners, and self employed individuals the ability to take care of their medical needs without having to worry about the financial stress. The cash can be used towards anything or saved so it creates alot of options and flexibility for individuals going through an illness and accident. It also allows families to travel and see the best doctors and hospitals without stressing about the financial burden. Lastly, it creates value in the fact that the cash can go towards other bills such as paying life, auto, and home insurance so you keep everything going without cashing in early on retirement, Life insurance and other investments.

I hope I can create value by bringing great energy and enthusiasm. I'm 4th generation Arizonian and also have family in California so I have alot of family and friends to refer. I have been with my same company doing business since 2004 so I bring knowledge and integrity. At this point I plan to work hard to build trust and experience with TEAM.