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866.311.TEAM (8326)
Trish Larner
Business Name:
The Benefits Guru Insurance Services LLC
Business Description:
We provide benefits for Employer Groups, Individuals, Families and Medicare Recipients. Call us with your questions. We're here to help! Life | Health | Dental | Vision | Covered California | Medicare Advantage Plans | Medicare Supplement Plans | Medicare Prescription Drug Plans | Long Term Disability | Short Term Disability | ERISA Information | Pre-Screened Life Insurance and Disability Insurance | Life with Long Term Care Solutions | And More! CA Life License# 0592307 - Insurance Licensed in CO and ND
How Business Creates Value:
We help navigate the often confusing marketplace. The Benefits Guru Insurance is here to make it easy for individuals, families, and small businesses and those new to Medicare to meet their healthcare needs, find asset protection, understand ways to control costs and more.
How Member Creates Value:
Our philosophy is education first and sales second. When we speak to clients, we listen to their concerns and work to help them find the best solutions. It is their choice to make the decision with which they are most comfortable.

Employee Benefits

The Benefits Guru offers choice while helping keep your preferred MDs as well as the benefits that are most important for you to keep healthy. Group dental and vision benefits are offered at low costs. Enrollment can often be completed online. We manage the process. from start to finish, and do an annual review to be sure that your benefits are meeting your needs. And we complete an annual cost review each year as well.. We help you through ERISA to stay compliant.

Insurability Concerns?

Concerns about insurability? For any reason? We are here to answer questions and can pre-underwrite before an application is ever submitted. Not sure what option to choose? Individual Supplements or Employee Group Benefits? We are here to help.! What is appropriate for you as a sole proprietor or an employer or an individual/family? Protecting your assets, which are YOU and your income? What would happen should you become ill or unable to manage the business or week for a period of time? Give us a call for information.


  • Group Benefits, including Health, Dental, Vision, Life and Disabilty
  • Level Premium Funding for Groups with as few as Ten Employees
  • Covered California Health Plans For Groups and Individuals
  • Health, Dental, Vision and Life Benefits for Individuals/Families
  • Medicare Supplement/Medicare Advantage/Part D Drug Plans
  • Pre-Screen for Insurability Available before Application Submission
  • Life Insurance with Long Term Care through One America
  • ERISA direction for Groups required by Dept of Labor


  • HIP, CA Life Licensed; #0592307 Insurance Licensed in CO and MD