Welcome to the new TEAMReferralNetwork.com Your old username and password will not work. If you have not received an invitation, you will soon.

Forgot your password?

866.311.TEAM (8326)
Trish Larner
Business Name:
The Benefits Guru Insurance Services LLC
Business Description:
We assess each client’s needs, whether they be an individual, including Medicare Plans, family or small business trying to navigate the Covered California marketplace, a new Mom & Dad wanting to put their first Life Insurance plan in place, a 60 employee company looking to add or make a change to their existing benefits, or a brand new company trying to determine how to provide the best benefits for their employees at the best value.
How Business Creates Value:
:Everyone needs benefits to protect and retain their assets and investments. This can be protection for business owners/partners, retention of existing employees and acquisition of new talent, protecting key employees that have unique value to the business, or simply providing benefits to protect families and individuals. We help our clients navigate the sometimes difficult waters of health insurance and benefits by providing solutions distinctive to the needs of the business, business owner, or the individual and their family.
How Member Creates Value:
I approach my business as education first and sales second. This means that when I speak to a client I’m looking to help solve a problem and provide sources to "educate" the client first, and sales second, even though it might not result in an immediate sale. I work hard to learn about my clients lives and lifestyles to assure that the solutions that I provide for them are as unique as they are.

Employee Benefits

We are a Broker that offers choice. for you and your employees. The Company. Enrollment can often be completed online. We can help manage the process with or for you, whatever provides the most ease and comfort level. New Companies may have some issues when first obtaining benefits, but we are here to help with that process, as well as meet necessary ERISA requirements.

Disability, Health, Life, Dental and Vision

Individual Supplements or Employee Group Benefits? We are here to help.! What is appropriate for you as a sole proprietor or an employer? Protecting your assets, which are YOU and your income? What would happen should you become ill or unable to manage the business for a period of time? And, If you have concerns about insurability, for any reason, we are here to answer questions and can pre-underwrite before an application is ever completed.


  • CA Life Licensed; HIP