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Zak Lovenson
Business Name:
Pacific Oaks Mortgage
Business Description:
Pacific Oaks Mortgage is a true Mortgage Brokerage that is approved with over 75+ banks providing financing for both Residential and Commercial property.
How Business Creates Value:
Whether you're Buying, Selling, Refinancing, or Building your dream home, you have a lot riding on your mortgage specialist. Market conditions and mortgage programs change frequently which is why you need to make sure you're dealing with a professional who is able to give you quick and accurate financial advice. We have the knowledge, expertise and the platform you need to obtain the many financing options available to you and your family in todays market.
How Member Creates Value:
As the founder of Pacific Oaks Mortgage, I strive to stay ahead of the competition with information about the most current loan programs available, and marry that data with insights about mortgage trends that will impact our clients financing needs. The end result is a higher level of personal service that delivers the best financing package for each individual client.

Creating Clients for Life

Our lender relationships, strategic loan packaging process, and dedication to delivering the best and most affordable financing to our clients is why clients return to Pacific Oaks Mortgage for their new mortgage loans, refinancing, and loan structuring rather than seek out another provider. It’s also why our growth is fueled by client referrals. We are dedicated to the community and strive to be a local resource as well as a first class service provider.


Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor), Multi-Family, Commercial, we can help! Pacific Oaks Mortgage is an experienced team of locally trusted professionals you can rely on. Conventional financing, FHA Loans / VA Loans, JUMBO Mortgages, Reverse Mortgages and Private Money resources. 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 3yr ARMS, 5yr ARMS, 7yr ARMS, 10yr ARMS, Interest Only, Conventional Financing, Jumbo loans, FHA loans, VA loans and Commercial.


  • FHA
  • VA


  • CA BROKER LIC #01861067
  • NMLS #296950


  • 20 YEARS